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Dynamic Banks
#1
Dynamic Banks
by SephirothSpawn
Last Updated 12.06.05

This is a locked, single-post thread from Creation Asylum. Archived here to prevent its loss.
No support is given.

Features
  • Interest Rates
       Let's your Account grow by a certain percent every gametime hour (But it updates every frame)
  • Savings Bonds
       Lets You purchase bonds that mature over time (in hours) and give you a direct interest amount from the bond


Creating Savings Bonds
To Create you own Savings Bonds, use a call script similar to this:
Code:
savings_bond = Savings_Bond.new("name", bond_cost, interest_rate, hours_to_mature)

Creating Dynamic Banks
You can easily make every bank in your game different, and have it's own interest rates & available bonds.
First, the template to call a bank is:
Code:
$scene = Scene_Bank.new(interest_rate, bonds)

To change the interest rate for the bank, just change interest_rate to the interger amount of the interest. (5 = 5%) To leave the interest rate alone, set this value to 0. It will use the last interest rate used.

For the bonds, you need to create an array above the $scene line, similar to this:
Code:
bonds = [ Savings_Bond.new(*see above*), Savings_Bond.new, Savings_Bond.new, ...]


Just customize your bonds with the above instructions. If you leave this blank, it uses 2 default Savings Bonds.

Here's the Demo.   It does NOT have the most current version of the script.  Replace as needed.
The Demo

.zip   Bank.zip (Size: 194.15 KB / Downloads: 1)


And here's the Code. As always, somewhere above Main

The Script
Code:
#==============================================================================
# Banking System
#--------------------------------------------------------------------------
#   Created By SephirothSpawn (12.05.05)
#   Last Updated: 12.06.05
#==============================================================================

#==============================================================================
# ** Scene_Title
#==============================================================================
class Scene_Title
 #--------------------------------------------------------------------------
 # * Alias Command: New Game
 #--------------------------------------------------------------------------
 alias bank_command_new_game command_new_game
 #--------------------------------------------------------------------------
 # * Command: New Game
 #--------------------------------------------------------------------------
 def command_new_game
   $game_bank = Game_BankSystem.new
   bank_command_new_game
 end
end

#==============================================================================
# ** Window_RefreshCommand
#==============================================================================
class Window_RefreshCommand < Window_Selectable
 #--------------------------------------------------------------------------
 # * Object Initialization
 #     width    : window width
 #     commands : command text string array
 #--------------------------------------------------------------------------
 def initialize(width, commands)
   # Compute window height from command quantity
   super(0, 0, width, commands.size * 32 + 32)
   @item_max = commands.size
   @commands = commands
   refresh
   self.index = 0
 end
 #--------------------------------------------------------------------------
 # * Refresh
 #--------------------------------------------------------------------------
 def refresh(commands = @commands)
   @commands = commands
   @item_max = commands.size
   if self.contents != nil
     self.contents.dispose
     self.contents = nil
   end
   self.contents = Bitmap.new(width - 32, @item_max * 32)
   for i in 0...@item_max
     draw_item(i, normal_color)
   end
 end
 #--------------------------------------------------------------------------
 # * Draw Item
 #     index : item number
 #     color : text color
 #--------------------------------------------------------------------------
 def draw_item(index, color)
   self.contents.font.color = color
   self.contents.draw_text(0, 32 * index, self.contents.width - 8, 32, @commands[index], 1)
 end
 #--------------------------------------------------------------------------
 # * Disable Item
 #     index : item number
 #--------------------------------------------------------------------------
 def disable_item(index)
   draw_item(index, disabled_color)
 end
 #--------------------------------------------------------------------------
 # * Undisable Item
 #     index : item number
 #--------------------------------------------------------------------------
 def undisable_item(index)
   draw_item(index, normal_color)
 end
end

#==============================================================================
# ** Game_BankSystem
#==============================================================================
class Game_BankSystem
 #--------------------------------------------------------------------------
 # * Public Instance Variables
 #--------------------------------------------------------------------------
 attr_accessor :account_balance
 attr_accessor :interest_rate
 attr_accessor :saving_bonds
 #--------------------------------------------------------------------------
 # * Object Initialization
 #--------------------------------------------------------------------------
 def initialize
   @account_balance = 0
   @interest_rate = 1
   @saving_bonds = []
   @last_interest_time = 0
 end
 #--------------------------------------------------------------------------
 # * Update
 #--------------------------------------------------------------------------
 def update
   # Updates Deposited Amount
   interest_time = (Graphics.frame_count / Graphics.frame_rate - @last_interest_time) / 3600.0
   interest_amt = (@account_balance * @interest_rate / 100.0 * interest_time).to_i
   if interest_amt > 0
     @last_interest_time = Graphics.frame_count / Graphics.frame_rate
     @account_balance += interest_amt
     # Refreshes Data Windows
     $scene.refresh_windows
   end
 end
 #--------------------------------------------------------------------------
 # * Deposit
 #--------------------------------------------------------------------------
 def deposit(amount)
   $game_party.lose_gold(amount)
   @account_balance += amount
 end
 #--------------------------------------------------------------------------
 # * Withdraw
 #--------------------------------------------------------------------------
 def withdraw(amount)
   @account_balance -= amount
   $game_party.gain_gold(amount)
 end
 #--------------------------------------------------------------------------
 # * Add Savings Bond
 #--------------------------------------------------------------------------
 def add_bond(bond)
   @saving_bonds.push(bond)
   @saving_bonds.sort! {|a, b| a.name <=> b.name}
 end
end

#==============================================================================
# ** Savings_Bond
#==============================================================================
class Savings_Bond
 #--------------------------------------------------------------------------
 # * Public Instance Variables
 #--------------------------------------------------------------------------
 attr_accessor :name
 attr_accessor :cost
 attr_accessor :interest_rate
 attr_accessor :length
 attr_accessor :time_bought
 attr_accessor :time_finished
 attr_accessor :mature_value
 #--------------------------------------------------------------------------
 # * Object Initialization
 #     name           : Savings Bond Name
 #     cost             : Savings Bond Cost
 #     interest_rate : Savings Bond Interest Rate (In Percent)
 #     length          : Length of Hours until Mature
 #--------------------------------------------------------------------------
 def initialize(name, cost, interest_rate, length)
   @name = name
   @cost = cost
   @interest_rate = interest_rate
   @length = length
   @mature_value = (@cost * (1+ @interest_rate / 100.0)).to_i
 end
 #--------------------------------------------------------------------------
 # * Set Times
 #--------------------------------------------------------------------------
 def set_times
   @time_bought = Graphics.frame_count / Graphics.frame_rate
   @time_finished = @time_bought + @length * 3600
 end
 #--------------------------------------------------------------------------
 # * Make Time to HH:MM:SS
 #--------------------------------------------------------------------------
 def return_time(time)
   hours      = time / 60 / 60
   minutes   = time / 60 % 60
   seconds   = time % 60
   return sprintf("%02d:%02d:%02d", hours, minutes, seconds)
 end
end

#==============================================================================
# ** Window_BankNumber
#==============================================================================
class Window_BankNumber < Window_Base
 #--------------------------------------------------------------------------
 # * Object Initialization
 #--------------------------------------------------------------------------
 def initialize
   super(640, 272, 240, 192)
     self.opacity = 175
   self.contents = Bitmap.new(width - 32, height - 32)
 end
 #--------------------------------------------------------------------------
 # * Refresh
 #     money  : Gold being...
 #     type      : Deposit or Withdraw
 #--------------------------------------------------------------------------
 def refresh(money, type)
   contents.clear
   # Deposit or Withdraw
   contents.font.color = system_color
   contents.draw_text(0, 0, contents.width, 24, "Amount to #{type}", 1)
   if type == "Deposit"
     # Draws Game Party Gold
     contents.draw_text(4, 48, contents.width, 24, "Current #{$data_system.words.gold}:")
     contents.font.color = normal_color
     contents.draw_text(-4, 48, contents.width, 24, $game_party.gold.to_s, 2)
   else
     # Draws Account Balance
     contents.draw_text(4, 48, contents.width, 24, "Account Balance:")
     contents.font.color = normal_color
     contents.draw_text(-4, 48, contents.width, 24, $game_bank.account_balance.to_s, 2)
   end
   # Draws Money Being Deposited or Withdrawn
   contents.font.color = system_color
   contents.draw_text(4, 72, contents.width, 24, "#{type} Amount:")
   contents.font.color = normal_color
   contents.draw_text(-4, 72, contents.width, 24, "- #{money}", 2)
   # Draws Line
   line = ""
   while contents.text_size(line).width < contents.width
     line += "-"
   end
   contents.draw_text(0, 96, contents.width, 24, line, 2)
   # Draws Game Party Gold Amont
   contents.font.color = system_color
   contents.draw_text(4, 112, contents.width, 32, "#{$data_system.words.gold} After:")
   amount = $game_party.gold
   amount += type == "Deposit" ? -money : money
   contents.font.color = normal_color
   contents.draw_text(-4, 112, contents.width, 32, amount.to_s, 2)
   # Draws Deposit Amont
   amount = $game_bank.account_balance
   amount += type == "Deposit" ? money : -money
   contents.font.color = system_color
   contents.draw_text(4, 136, contents.width, 32, "Balance After:")
   contents.font.color = normal_color
   contents.draw_text(-4, 136, contents.width, 32, amount.to_s, 2)
 end
end

#==============================================================================
# ** Window_BankBio
#==============================================================================
class Window_BankBio < Window_Base
 #--------------------------------------------------------------------------
 # * Object Initialization
 #--------------------------------------------------------------------------
 def initialize
   super(-240, 272, 240, 192)
     self.opacity = 175
   self.contents = Bitmap.new(width - 32, height - 32)
   refresh
 end
 #--------------------------------------------------------------------------
 # * Refresh
 #--------------------------------------------------------------------------
 def refresh
   contents.clear
   # Deposit or Withdraw
   contents.font.color = system_color
   # Draws Actor Name in Postition 1
   contents.font.color = normal_color
   contents.draw_text(0, 0, contents.width, 24, "#{$game_party.actors[0].name}", 1)
   # Draws Game Party Gold
   contents.font.color = system_color
   contents.draw_text(4, 32, contents.width, 24, "Current #{$data_system.words.gold}:")
   contents.font.color = normal_color
   contents.draw_text(-4, 32, contents.width, 24, $game_party.gold.to_s, 2)
   # Draws Account Balance
   contents.font.color = system_color
   contents.draw_text(4, 56, contents.width, 24, "Account Balance:")
   contents.font.color = normal_color
   contents.draw_text(-4, 56, contents.width, 24, $game_bank.account_balance.to_s, 2)
   # Draws Number of Savings Bond's
   contents.font.color = system_color
   contents.draw_text(4, 80, contents.width, 24, "Bonds Owned:")
   contents.font.color = normal_color
   contents.draw_text(-4, 80, contents.width, 24, $game_bank.saving_bonds.size.to_s, 2)
   # Draws Value of Savings Bond's
   value = 0
   $game_bank.saving_bonds.each { |x| value += x.mature_value}
   contents.font.color = system_color
   contents.draw_text(4, 104, contents.width, 24, "Bonds Value:")
   contents.font.color = normal_color
   contents.draw_text(-4, 104, contents.width, 24, value.to_s, 2)
   # Draws Current Interest Rate
   contents.font.color = system_color
   contents.draw_text(4, 136, contents.width, 24, "Interest Rate:")
   contents.font.color = normal_color
   contents.draw_text(-4, 136, contents.width, 24, "#{$game_bank.interest_rate} %", 2)
 end
end

#==============================================================================
# ** Window_Bond
#==============================================================================
class Window_Bond < Window_Base
 #--------------------------------------------------------------------------
 # * Object Initialization
 #--------------------------------------------------------------------------
 def initialize
   super(-240, 264, 240, 200)
     self.opacity = 175
   self.contents = Bitmap.new(width - 32, height - 32)
 end
 #--------------------------------------------------------------------------
 # * Refresh
 #     bond    : Savings Bond
 #--------------------------------------------------------------------------
 def refresh(bond, bought = false)
   contents.clear
   unless bond == nil
     # Draws Bond Name
     contents.font.color = system_color
     contents.draw_text(0, 0, contents.width, 24, bond.name, 1)
     # Draws Bond Cost
     contents.font.color = system_color
     contents.draw_text(4, 24, contents.width, 24, "Bond Cost:")
     contents.font.color = normal_color
     contents.draw_text(-4, 24, contents.width, 24, bond.cost.to_s, 2)
     # Draws Bond Mature Value
     contents.font.color = system_color
     contents.draw_text(4, 48, contents.width, 24, "Mature Value:")
     contents.font.color = normal_color
     contents.draw_text(-4, 48, contents.width, 24, "#{bond.mature_value}", 2)
     # Draws Bond Interest Rate
     contents.font.color = system_color
     contents.draw_text(4, 72, contents.width, 24, "Interest Rate:")
     contents.font.color = normal_color
     contents.draw_text(-4, 72, contents.width, 24, "#{bond.interest_rate} %", 2)
     # Draws Length until Maturity
     contents.font.color = system_color
     contents.draw_text(4, 96, contents.width, 24, "Maturity Time:")
     contents.font.color = normal_color
     contents.draw_text(-4, 96, contents.width, 24, "#{bond.length} Hours", 2)
     # Display only if Purchased CD
     if bought
       # Draws Time Bought
       contents.font.color = system_color
       contents.draw_text(4, 120, contents.width, 24, "Time Bought:")
       contents.font.color = normal_color
       contents.draw_text(-4, 120, contents.width, 24, bond.return_time(bond.time_bought), 2)
       # Draws Time Finished
       contents.font.color = system_color
       contents.draw_text(4, 144, contents.width, 24, "Time Finished:")
       contents.font.color = normal_color
       contents.draw_text(-4, 144, contents.width, 24, bond.return_time(bond.time_finished), 2)
     end
   end
 end
end

#==============================================================================
# ** Scene_Bank
#==============================================================================
class Scene_Bank
 #--------------------------------------------------------------------------
 # * Object Initialization
 #     interest rate   :   Changes Current Interest Rate (Leave 0 for no Change)
 #     bonds           :   Avaliable CD's For Purchasing
 #--------------------------------------------------------------------------
 def initialize(interest_rate = $game_bank.interest_rate,
     bonds = [ Savings_Bond.new("CD-7", 100, 7.5, 7), Savings_Bond.new("CD-14", 500, 15, 14)])
   $game_bank.interest_rate = interest_rate unless interest_rate == 0
   @bonds = bonds
 end
 #--------------------------------------------------------------------------
 # * Main Processing
 #--------------------------------------------------------------------------
 def main
   # Current Phase
   @phase = -1
   # Refreshing Variables
   @amount, @depositing = 0, true
   @current_bond, @bond_bought = nil, false
   # Make sprite set
   @spriteset = Spriteset_Map.new
   # Help Window
   @help_window = Window_Help.new
     @help_window.y, @help_window.opacity = -64, 175
     @help_window.set_text("Welcome to the Bank", 1)
   # Bank Bio
   @bank_bio_window = Window_BankBio.new
   # Avaliable Bond Information Display Window
   @av_bond_display_window = Window_Bond.new
   # Owned Bond Information Display Window
   @own_bond_display_window = Window_Bond.new
   # Main Command
   @main_command = Window_RefreshCommand.new(180, [
       "Deposit #{g_word = $data_system.words.gold}",
       "Withdraw #{g_word}", "Purchase Bond", "Get Mature Bond", "Exit"])
     @main_command.x, @main_command.y, @main_command.opacity = 644, 272, 175
     @main_command.active = false
   # Bank Number Window
   @bank_number_window = Window_BankNumber.new
   # Avaliable Bonds Command
   commands = []
   @bonds.each {|x| commands.push(x.name)}; commands.push("Back")
   @av_bond_command = Window_RefreshCommand.new(180, commands)
     @av_bond_command.x, @av_bond_command.y = 644, 272
     @av_bond_command.height, @av_bond_command.opacity = 192, 175
     @av_bond_command.active = false
   # CD's Have
   @own_bond_command = Window_RefreshCommand.new(180, get_cd_list)
     @own_bond_command.x, @own_bond_command.y = 644, 272
     @own_bond_command.height, @own_bond_command.opacity = 192, 175
     @own_bond_command.active = false
   # Scene Objects
   @objects = [@spriteset, @help_window, @bank_bio_window, @av_bond_display_window,
       @own_bond_display_window, @main_command, @bank_number_window,
       @av_bond_command, @own_bond_command]
   # Execute transition
   Graphics.transition
   # Main loop
   while $scene == self
     # Update game screen
     Graphics.update
     # Update input information
     Input.update
     # Update Objects
     @objects.each {|x| x.update}
     # Updates Bank System
     $game_bank.update
     # Frame update
     update
   end
   # Prepare for transition
   Graphics.freeze
   # Dispose of windows
   @objects.each {|x| x.dispose}
 end
 #--------------------------------------------------------------------------
 # * Frame Update
 #--------------------------------------------------------------------------
 def update
   # Splits Phases Up
   case @phase
   when -1 # Intro Phase
     intro_update
   when 0  # Main Phase
     main_update
   when 1  # Deposit or Withdraw Phase
     account_update
   when 2  # Buy CD Phase
     buy_bond_update
   when 3  # Get Mature CD Phse
     get_bond_update
   when 99 # Exit Phase
     exit_update
   end
 end
 #--------------------------------------------------------------------------
 # * Intro Update
 #--------------------------------------------------------------------------
 def intro_update
   # Moves Window Down
   @help_window.y += 4 if @help_window.y < 0
   if @help_window.y == 0
     # Input Processing
     if Input.trigger?(Input::cool.gif
       $game_system.se_play($data_system.cancel_se)
       # Returns to Scene
       @phase = 99
     elsif Input.trigger?(Input::C)
       $game_system.se_play($data_system.decision_se)
       # Switchs to Main Phase
       @phase = 0
     end
   end
 end
 #--------------------------------------------------------------------------
 # * Main Update
 #--------------------------------------------------------------------------
 def main_update
   # Turns On Main Command
   @main_command.active = true
   # Turns Off Other Command Windows
   @av_bond_command.active = @own_bond_command.active = false
   # Moves In Active Windows
   @bank_bio_window.z = @main_command.z = 9999
   @bank_bio_window.x += 32 if @bank_bio_window.x < 16
   @main_command.x -= 25 if @main_command.x > 444
   # Moves Out Inactive Windows
   @av_bond_display_window.x -= 32 if @av_bond_display_window.x > - 240
   [@av_bond_display_window, @own_bond_display_window, @bank_number_window,
     @av_bond_command, @own_bond_command].each {|window| window.z = 9995}
   [@av_bond_command, @own_bond_command].each {|command|
     command.x += 25 if command.x < 644}
   @own_bond_display_window.x -= 25 if @own_bond_display_window.x > - 240
   @bank_number_window.x += 32 if @bank_number_window.x < 640
   # Sets Help Window
   case @main_command.index
     when 0; @help_window.set_text("Deposit Money Into your Account", 1)
     when 1; @help_window.set_text("Withdraw Money From your Account", 1)
     when 2; @help_window.set_text("Purchase a Savings Bond", 1)
     when 3; @help_window.set_text("Take Out Mature Savings Bond", 1)
     when 4; @help_window.set_text("Exit Bank", 1)
   end
   # Input Processing
   if Input.trigger?(Input::cool.gif # Returns to Map
     $game_system.se_play($data_system.cancel_se)
     @phase = 99
   elsif Input.trigger?(Input::C)
     $game_system.se_play($data_system.decision_se)
     case @main_command.index
     when 0  # Deposit
       @amount, @depositing = 0, true
       refresh_windows
       @help_window.set_text("Deposit #{@amount} #{$data_system.words.gold}", 1)
       @phase = 1
     when 1  # Withdraw
       @amount, @depositing = 0, false
       refresh_windows
       @help_window.set_text("Withdraw #{@amount} #{$data_system.words.gold}", 1)
       @phase = 1
     when 2  # Buy CD
       @current_bond = @bonds[@av_bond_command.index]
       @bond_bought = false
       refresh_windows
       @phase = 2
     when 3  # Get CD
       @current_bond = $game_bank.saving_bonds[@own_bond_command.index]
       @bond_bought = true
       refresh_windows
       @phase = 3
     when 4  # Exit Bank
       @phase = 99
     end
   end
 end
 #--------------------------------------------------------------------------
 # * Accpunt Update
 #--------------------------------------------------------------------------
 def account_update
   # Turns Off Command Windows
   @main_command.active = @av_bond_command.active = @own_bond_command.active = false
   # Moves In Active Windows
   @bank_bio_window.z = @bank_number_window.z = 9999
   @bank_bio_window.x += 32 if @bank_bio_window.x < 16
   @bank_number_window.x -= 32 if @bank_number_window.x > 384
   # Moves Out Inactive Windows
   @av_bond_display_window.z = @own_bond_display_window.z =
     @main_command.z = @av_bond_command.z = @own_bond_command.z = 9995
   @av_bond_display_window.x -= 32 if @av_bond_display_window.x > - 240
   [@own_bond_display_window].each {|window| window.x -= 25 if window.x > - 240}
   [@main_command, @av_bond_command, @own_bond_command].each {|command|
       command.x += 25 if command.x < 644}
   # Input Processing
   if Input.trigger?(Input::cool.gif
     $game_system.se_play($data_system.cancel_se)
     @phase = 0
   elsif Input.trigger?(Input::C)
     $game_system.se_play($data_system.shop_se)
     if @depositing
       $game_bank.deposit(@amount)
       refresh_windows
       @phase = 0
     else
       $game_bank.withdraw(@amount)
       refresh_windows
       @phase = 0
     end
   elsif Input.repeat?(Input::LEFT) && Input.press?(Input::LEFT)
     if @amount > 0
       $game_system.se_play($data_system.cursor_se)
       @amount -= 1
       refresh_windows
       @help_window.set_text("#{@depositing ? 'Deposit' : 'Withdraw'} #{@amount} #{$data_system.words.gold}", 1)
     else
       $game_system.se_play($data_system.buzzer_se)
     end
   elsif Input.repeat?(Input::RIGHT) && Input.press?(Input::RIGHT)
     if @depositing
       if @amount < $game_party.gold
         $game_system.se_play($data_system.cursor_se)
         @amount += 1
         refresh_windows
         @help_window.set_text("#{@depositing ? 'Deposit' : 'Withdraw'} #{@amount} #{$data_system.words.gold}", 1)
       else
         $game_system.se_play($data_system.buzzer_se)
       end
     else
       if @amount < $game_bank.account_balance
         $game_system.se_play($data_system.cursor_se)
         @amount += 1
         refresh_windows
         @help_window.set_text("#{@depositing ? 'Deposit' : 'Withdraw'} #{@amount} #{$data_system.words.gold}", 1)
       else
         $game_system.se_play($data_system.buzzer_se)
       end
     end
   elsif Input.repeat?(Input::UP) && Input.press?(Input::UP)
     if @amount == 0
       $game_system.se_play($data_system.buzzer_se)
     else
       $game_system.se_play($data_system.cursor_se)
       @amount > 10 ? @amount -= 10 : @amount = 0
       refresh_windows
       @help_window.set_text("#{@depositing ? 'Deposit' : 'Withdraw'} #{@amount} #{$data_system.words.gold}", 1)
     end
   elsif Input.repeat?(Input::DOWN) && Input.press?(Input::DOWN)
     if @depositing
       if @amount < $game_party.gold
         $game_system.se_play($data_system.cursor_se)
         @amount < $game_party.gold - 10 ? @amount += 10 : @amount = $game_party.gold
         refresh_windows
         @help_window.set_text("#{@depositing ? 'Deposit' : 'Withdraw'} #{@amount} #{$data_system.words.gold}", 1)
       else
         $game_system.se_play($data_system.buzzer_se)
       end
     else
       if @amount < $game_bank.account_balance
         $game_system.se_play($data_system.cursor_se)
         @amount < $game_bank.account_balance - 10 ? @amount += 10 : @amount = $game_bank.account_balance
         refresh_windows
         @help_window.set_text("#{@depositing ? 'Deposit' : 'Withdraw'} #{@amount} #{$data_system.words.gold}", 1)
       else
         $game_system.se_play($data_system.buzzer_se)
       end
     end
   elsif Input.repeat?(Input::L) && Input.press?(Input::L)
     if @amount == 0
       $game_system.se_play($data_system.buzzer_se)
     else
       $game_system.se_play($data_system.cursor_se)
       @amount > 100 ? @amount -= 100 : @amount = 0
       refresh_windows
       @help_window.set_text("#{@depositing ? 'Deposit' : 'Withdraw'} #{@amount} #{$data_system.words.gold}", 1)
     end
   elsif Input.repeat?(Input::R) && Input.press?(Input::R)
     if @depositing
       if @amount < $game_party.gold
         $game_system.se_play($data_system.cursor_se)
         @amount < $game_party.gold - 100 ? @amount += 100 : @amount = $game_party.gold
         refresh_windows
         @help_window.set_text("#{@depositing ? 'Deposit' : 'Withdraw'} #{@amount} #{$data_system.words.gold}", 1)
       else
         $game_system.se_play($data_system.buzzer_se)
       end
     else
       if @amount < $game_bank.account_balance
         $game_system.se_play($data_system.cursor_se)
         @amount < $game_bank.account_balance - 100 ? @amount += 100 : @amount = $game_bank.account_balance
         refresh_windows
         @help_window.set_text("#{@depositing ? 'Deposit' : 'Withdraw'} #{@amount} #{$data_system.words.gold}", 1)
       else
         $game_system.se_play($data_system.buzzer_se)
       end
     end
   end
 end
 #--------------------------------------------------------------------------
 # * Buy Bond Update
 #--------------------------------------------------------------------------
 def buy_bond_update
   # Turns On Avaliable Bond Window
   @av_bond_command.active = true
   # Turns Off Other Command Windows
   @main_command.active = @own_bond_command.active = false
   # Moves In Active Windows
   @av_bond_display_window.z = @av_bond_command.z = 9999
   @av_bond_display_window.x += 32 if @av_bond_display_window.x < 16
   @av_bond_command.x -= 25 if @av_bond_command.x > 444
   # Moves Out Inactive Windows
   [@bank_bio_window, @bank_number_window, @own_bond_display_window,
     @main_command, @own_bond_command].each {|window| window.z = 9995}
   @bank_bio_window.x -= 32 if @bank_bio_window.x > - 240
   @bank_number_window.x += 32 if @bank_number_window.x < 640
   @own_bond_display_window.x -= 25 if @own_bond_display_window.x > - 240
   [@main_command, @own_bond_command].each {|command| command.x += 25 if command.x < 644}
   # Input Processing
   if Input.trigger?(Input::cool.gif
     $game_system.se_play($data_system.cancel_se)
     @phase = 0
   elsif Input.trigger?(Input::C)
     if @av_bond_command.index == @bonds.size
       $game_system.se_play($data_system.cancel_se)
       @phase = 0
     else
       current_bond = @bonds[@av_bond_command.index].dup
       if current_bond.cost > $game_party.gold
         $game_system.se_play($data_system.buzzer_se)
       else
         $game_system.se_play($data_system.decision_se)
         $game_party.lose_gold(current_bond.cost)
         current_bond.set_times
         $game_bank.add_bond(current_bond)
         refresh_windows
         @phase = 0
       end
     end
   # Updates Current Bond
   elsif Input.trigger?(Input::UP) or Input.trigger?(Input::DOWN)
     @current_bond = @bonds[@av_bond_command.index]
     refresh_windows
   end
 end
 #--------------------------------------------------------------------------
 # * Get Bond Update
 #--------------------------------------------------------------------------
 def get_bond_update
   # Turns On Avaliable Bond Window
   @own_bond_command.active = true
   # Turns Off Other Command Windows
   @main_command.active = @av_bond_command.active = false
   # Moves In Active Windows
   [@own_bond_display_window, @own_bond_command].each {|window| window.z = 9999}
   @own_bond_display_window.x += 32 if @own_bond_display_window.x < 16
   @own_bond_command.x -= 25 if @own_bond_command.x > 444
   # Moves Out Inactive Windows
   [@bank_bio_window, @av_bond_display_window, @main_command, @bank_number_window,
     @av_bond_command].each {|window| window.z = 9995}
   [@bank_bio_window, @av_bond_display_window].each {|window|
     window.x -= 32 if window.x > - 240}
   [@main_command, @av_bond_command].each {|window|
     window.x += 25 if window.x < 640}
   @bank_number_window.x += 32 if @bank_number_window.x < 640
   # Input Processing
   if Input.trigger?(Input::cool.gif
     $game_system.se_play($data_system.cancel_se)
     @phase = 0
   elsif Input.trigger?(Input::C)
     if @own_bond_command.index == $game_bank.saving_bonds.size
       $game_system.se_play($data_system.cancel_se)
       @phase = 0
     else
       current_bond = $game_bank.saving_bonds[@own_bond_command.index]
       if current_bond.time_finished > Graphics.frame_count / Graphics.frame_rate
         $game_system.se_play($data_system.buzzer_se)
         @help_window.set_text("Savings Bond Not Mature Yet!", 1)
       else
         $game_system.se_play($data_system.decision_se)
         $game_party.gain_gold(current_bond.mature_value)
         $game_bank.saving_bonds.delete_at[@own_bond_command.index]
         refresh_windows
         @phase = 0
       end
     end
   elsif Input.trigger?(Input::UP) or Input.trigger?(Input::DOWN)
     @current_bond = $game_bank.saving_bonds[@own_bond_command.index]
     refresh_windows
   end
 end
 #--------------------------------------------------------------------------
 # * Exit Update
 #--------------------------------------------------------------------------
 def exit_update
   # Moves Out Windows
   @help_window.y -= 4 if @help_window.y > - 64
   [@bank_bio_window, @av_bond_display_window].each {|window| window.x -= 32 if window.x > - 240}
   [@own_bond_display_window].each {|window| window.x -= 25 if window.x > - 240}
   [@main_command, @bank_number_window, @av_bond_command,
     @own_bond_command].each {|window| window.x += 25 if window.x < 640}
   # Checks To Make Sure All Windows Are Out
   if @help_window.y <= - 64 && @bank_bio_window.x <= - 240 && @av_bond_display_window.x <= - 240 &&
       @own_bond_display_window.x <= - 240 && @main_command.x >= 644 &&
       @bank_number_window.x >= 640 && @av_bond_command.x >= 640 && @own_bond_command.x >= 640
     $scene = Scene_Map.new
   end
 end
 #--------------------------------------------------------------------------
 # * Get CD List
 #--------------------------------------------------------------------------
 def get_cd_list
   commands = []
   $game_bank.saving_bonds.each {|x| commands.push(x.name)}
   commands.push("Back")
   return commands
 end
 #--------------------------------------------------------------------------
 # * Refresh Windows
 #--------------------------------------------------------------------------
 def refresh_windows
   @bank_bio_window.refresh
   @av_bond_display_window.refresh(@current_bond, @bond_bought)
   @own_bond_display_window.refresh(@current_bond, @bond_bought)
   @bank_number_window.refresh(@amount, @depositing ? "Deposit" : "Withdraw")
   @own_bond_command.refresh(get_cd_list)
 end
end


Need a suggestion
I made another something for this, that lets you have multiple currencies in your game, and each currency has its own exchange rate from one currency to another. Meaning, that 1 Gold = 5 Gil, and 1 Gil = $10. It basically holds each value into an array and blah blah.

I was just wondering if anyone would like me to include this as part of this script, since it has to deal with money and all.

PS: Thanks to Datriot for Beta Testing.
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